Where Do You Invest In Malaysia?

In Malaysia, the investing option we have are still relatively limited. The most common option that the man on the street is familiar with is the savings and fixed deposit accounts. Some may even invest with the local unit trust or insurance companies. Unfortunately, the small return we get from investing in such instruments can barely keep pace with the rate of inflation. At the end of the day, we may be shocked to find that, in terms of purchasing power, our money has not grown at all.

Next, there is the option of investing in shares in Bursa Malaysia. The problem with this is the issue of corporate governance as demonstrated by the collapse of Tat Sang Holdings Bhd and the flurry of other corporate failures in its wake. Overnight, shareholders saw their wealth evaporate, leaving them reeling with the shock of how quickly a darling stock can suddenly turn into a worthless pieces of paper. These dramatic corporate failures have left investors in jitters and understandably cautious in their choice of corporations to put their money on.

Personally, I think the best investment anyone can make is on his or her own education. The famous investment coach, Robert Kiyosaki has advised us to get Financial Education. If we cannot read numbers, we cannot manage them. There are many investment option in Malaysia, sadly, many people do not have the wisdom to see them…me included. I am always learning new information, especially on the new medium of the internet. There are many proven internet business models and strategies for beginners, the challenge is to have the skill and know how to see them.

Global Financial Crisis And How To Safe Guard Your Money

The United States Congress has finally passed a bailout package aimed at preventing an economic disaster in the country. Unfortunately, the cash cushion does not seem to help and the financial and economic crisis seems to get worse every day.  We see news report on CNN and front page newspaper with red indicators all over the global stock markets. Despite the $700 billion bailout plan, the crisis of the Western economies worsened and seems to be spiraling out of control.

More data are showing the actual US economy is sinking. Unemployment has hit a 5 year high. Over in Europe, many economies have slipped into recession, which will deepen in future. Last week European countries have had to rescue six banks, some of them household names.

The effect of the credit crunch in the US is now spreading globally. The whole issue was caused by fear of the uncertainties. Banks and companies are now largely unable to get business loans from the money market. The money market is where banks lend to one another. The effect of the credit crunch, banks are reducing loans to consumers and businesses, thus worsening the recession while companies could face financial problems as well as cut their capital investments.

The effect of credit crunch is now taking place in various financial markets. The money market has been largely frozen as banks fear that other banks may be having liquidity problems and may default on their loans. As a result, the cost of borrowing has shot through the roof. Although the central banks have injected hundreds of billions of dollars, the amount is still insufficient to meet the demand for liquidity.

Many banks are still short of funds. The inability to borrow funds has contributed to the insolvency of banks that had to be rescued. We can expect more banks going under in Europe in the coming months.

So far, the crisis has been focused on the developed countries, but some developing countries like Brazil are already reporting that they are being affected financially.  Moreover, the weakening of the US and European economies will affect the exports of developing world, as the fall of commodities prices already show. The US bailout package may help to restore some confidence in the market for a short while, but as crisis continues to unfold, there will be more shocks and many types of fallout ahead.

Investors are not willing to take up risk for the moment. People are pulling their money out from the uncertain stock market. With their money in hand, where should they park it now? US bond, T-bill, oil? What is needed now is some certainty. Can investing in Malaysian palm oil offer such certainty? Only time would tell…

Palm Oil Nutritional Facts

Palm oil is a form of natural resource extracted from the fruit of the oil palm tree that grows in tropical areas world-wide. It has a long history of use in the South East Asia countries such as Malaysia, Indonesia, Thailand etc. The extract from palm oil comes from the pulp of the fruit, while palm kernel oil is extracted from the kernel. The oil is extracted from the outer soft, fleshy portion of the fruit, and palm kernel oil is a thick extract from the inner seed portion of the fruit. Palm oil has many nutritional benefits. This article will highlight some of palm oil nutritional facts.

Palm oil is a raw material which can be used almost anywhere and is thus one of the most popular agricultural commodities. The versatile oil is also used in non-food items, such as soap and cosmetics. Palm kernel oil is used for both food and non-food purposes but primarily as a specialty fat used in applications such as confectionary and coating fats. Although palm oil is an alternative to trans fats, it is high in saturated fats. Palm oil is often confused with the more highly saturated palm kernel oil and coconut oil. Studies have found that, unlike coconut oil, palm oil’s impact on serum lipid and lipoprotein profiles compares favourably to corn oil, hydrogenated soybean oil, and olive oil.

Palm oil is one of the richest natural sources of vitamin E. In addition to ordinary vitamin E, it also contains the highest amount of a super potent form of vitamin E known as tocotrienol. In addition, palm oil is also high in nutritional olefins, a potentially valuable chemical group that can be processed into many non-food products as well. Palm oil has the largest slice of the world vegetable oil market of more than 28%.

Palm oil, the oil extracted from the fruits of the tropical palm tree is an important and versatile raw material for numerous food and non-food industries. It has contributed to the growth of many developing countries. It has also been used in the diets of millions of people around the world. It is a fact that palm oil demand in the near future will continue to increase.

It is also a fact that palm oil yield per hectare is much higher than other resource such as oilseed crop. This is beneficial due to rising environmental pressure on its expansion to ecologically-sensitive areas. When a hectare of palm oil trees can produce larger yield, less land is need for its cultivation.

It is also a fact that most palm oil fields are located in tropical area such as Asia, Africa and South American. The biggest palm oil producers of the world are from South East Asia. Malaysia and Indonesia produced more than 90 percent of the world raw crude palm oil that enters the world market. Due it the countries cheap labor cost and ample plantation land, the palm oil supplies from these 2 countries will continue rise to meet the world demand particularly from countries like China and America. The global demand for palm oil is projected to increase from the current level of 22 million tones to 40 million tones by 2020.